About MRM

Policies & Disclosures

DISCLAIMER: The material contained on this site is believed to be accurate at the time it was posted, but is provided to users "AS IS" without any express or implied warranty as to availability, reliability, merchantability, non-infringement, accuracy, completeness, timeliness, fitness for a particular purpose or otherwise. The site does not constitute an offer or solicitation of any kind.

MRM is SEC registered. Information can be accessed by visiting www.adviserinfo.sec/gov and following the search instructions to view MRM's ADV Parts 1A and 2A for information concerning services, fees, investment methodology, and related information.

CONDITIONS OF USE

By using the website, users hereby agree to the following conditions of use without limitation or qualification. Please read these conditions carefully before using the website.

MRM may at any time revise these conditions by updating this posting on its website. Users will be bound by all such revisions and should periodically review the current terms and conditions to which users are bound.

ADMINISTRATION & LIMITATION OF LIABILITY

The purpose of the MRM website is limited to the dissemination of general information about MRM and each respective affiliate thereof (collectively, the "MRM Entities"). While MRM uses reasonable efforts to include accurate and current information on the website, errors or omissions sometimes occur. Requests for specific investment programs and /or strategies and their performance history must be submitted by phone or email to MRM.

MRM does not render personalized investment advice or services or effect, or attempt to effect, any securities transactions on its website. The purpose of the website is to provide the public with general information about MRM.

Administration of content shall be maintained by a member of the MRM staff to verify on at least an annual basis that investment strategy documents and their related investment performance are not uploaded to the 3rd party server providers. MRM at times may have limited or no control over historic uploads which may be prohibited from access for either deletion and/or modification

MRM, nor any other MRM Entity makes any warranties or representations as to the accuracy of the information contained in the website (including, without limitation, any information set forth in any press release provided by a company referred to herein)

Under no circumstances shall MRM, MRM Entity or any party involved in creating, producing, or delivering the website be liable for any direct, indirect, incidental, consequential, or punitive damages that result from the use of, or the inability to use, the information provided on the website, even if an MRM authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, and, as a result, the above limitation or exclusion may not apply to the user.

Furthermore, MRM, MRM Entity or any affiliated party shall not be responsible or liable for any damages to, or any viruses that may infect, a users computer equipment or other property on account of their access to, use of, or browsing in the website, or their downloading of any materials, data, text, images, video, or audio from this website.

RESTRICTIONS ON USE OF MATERIALS

Except as otherwise consented to in writing by MRM, no materials from mrminv.com or any website owned, operated, licensed or controlled by MRM or any other MRM Entity may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way.

Unauthorized users may not download password protected material that may be inadvertently accessed on the website for commercial, non-commercial, or personal use.

Users may not distribute, modify, transmit, reuse, report or use the content of this website for personal, public or commercial purposes, including the text, images, audio and video, without the prior written consent of MRM.

SECURITIES LAW COMPLIANCE

The information contained on the website is not, and should not be construed as, an offering of advisory services, an offer to sell, or a solicitation to buy, any securities or related financial instruments or any other product.

Any inquiry which may involve effecting or attempting to effect transactions in securities will not be responded to absent compliance with applicable federal and state law, as well as applicable broker-dealer, investment advisor, broker-dealer agent and investment advisor representative registration requirements, laws and regulations.

INTELLECTUAL PROPERTY

All trademarks, service marks, copyrights, trade names, logos, and icons (collectively, the "intellectual property") used, referenced or otherwise contained on the website are proprietary to MRM and/or the other MRM Entities.

Nothing on the website should be construed as granting, by implication, or otherwise, any license or right to use any of the intellectual property on the website without the prior written consent of MRM or such third party that may own the intellectual property on the website.

User of the intellectual property contained on the website, or any other content on the website, except as provided herein, is strictly prohibited.

Images displayed on the website are either the property of, or used with permission by, MRM and/or other MRM Entities. Users of these images or anyone else authorized by the user, is prohibited unless otherwise expressly permitted herein.

Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, advertising laws and other communications regulations and statutes.

OUTSIDE SOURCES

MRM's website provides in certain places information obtained from outside sources or other website addresses or links. The outside information, or any other website information or links, including market and price information, and any other information from outside sources, contains information maintained or provided by institutions or organizations that are independent from the MRM and MRM Entities. MRM does not approve, recommend or have any control over these unaffiliated entities. MRM cannot guarantee or assume any responsibility for the accuracy or completeness of any information provided by any outside organization or entity, and such information is not considered content or images contained on MRM's website. MRM recommends that a user independently review or verify any information provided by any outside source available on MRM's website before acting or relying on such information. If users click on any third party link, any transactions undertaken or information users submit will be subject to the privacy policy of the third party's website(s). For more information, see the resulting third party's privacy policy.

No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.

MRM's website provides in certain places information obtained from outside sources or other website addresses or links. The outside information, or any other website information or links, including market and price information, and any other information from outside sources, contains information maintained or provided by institutions or organizations that are independent from the MRM and MRM Entities. MRM does not approve, recommend or have any control over these unaffiliated entities. MRM cannot guarantee or assume any responsibility for the accuracy or completeness of any information provided by any outside organization or entity, and such information is not considered content or images contained on MRM's website. MRM recommends that a user independently review or verify any information provided by any outside source available on MRM's website before acting or relying on such information. If users click on any third party link, any transactions undertaken or information users submit will be subject to the privacy policy of the third party's website(s). For more information, see the resulting third party's privacy policy.

No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.